{"generated_at":"2026-10-14T20:07:22+00:00","item":{"added_at":"2026-09-18","analysis_method":"independent_manual_review_2026-10-10","assessment_status":"provisional","auth_posture":"auth_required","category":"Web Connector","confidence":"medium","description":"Track spending, savings, and deposits in Smart Money. Record expenses, review financial summaries, and organize accounts, budgets, categories, or tags. Preview entries and maintain transaction records from your connected account.","did":"e22af3ad-b20b-4dbc-baf3-fa19aa3d94e7","documentation_url":"https://smart-money.ink/claude","editorial_description":{"extended_description":"Import notification data, preview or record interest, and create, update, or delete supported tracking records.","schema_version":1,"summary":"Track spending, savings, and deposits in Smart Money.\nRecord expenses, review financial summaries, and organize accounts, budgets, categories, or tags.\nPreview entries and maintain transaction records from your connected account."},"homepage_url":"","icon":"https://smart-money.ink/icon-512.png?v=2","id":"e22af3ad-b20b-4dbc-baf3-fa19aa3d94e7","installs":0,"last_scanned":"","license":"","long_description":"Import notification data, preview or record interest, and create, update, or delete supported tracking records.","manual_assessment":"high","manual_review":{"all_findings":[{"evidence":"Explicit destructive tools remove personal finance records.","reasoning":"This can erase bookkeeping history.","risk_type":"data_deletion","severity":"high","title":"Accounts, budgets, categories, tags and transactions can be deleted","triggering_tools_or_skills":["delete_account","delete_budget","delete_category","delete_tag","delete_transaction"]},{"evidence":"These tools persist financial-tracking state.","reasoning":"They change records but do not move real funds.","risk_type":"data_modification","severity":"medium","title":"Transactions, budgets and accrued interest can be recorded","triggering_tools_or_skills":["add_transaction","quick_add","create_budget","accrue_interest","import_notifications"]},{"evidence":"External notification content is processed.","reasoning":"It should remain untrusted.","risk_type":"prompt_injection_exposure","severity":"low","title":"Imported bank-notification text enters model context","triggering_tools_or_skills":["import_notifications","preview_notifications"]},{"evidence":"The connector runs at https://smart-money.ink/mcp without a pinned server implementation in the packet.","reasoning":"The implementation can change independently, so runtime verification and change monitoring remain necessary.","risk_type":"provenance_uncertainty","severity":"low","title":"Smart Money is a mutable hosted service","triggering_tools_or_skills":[]}],"assessment_status":"provisional","auth_and_scopes":"OAuth scopes personal finance records to the signed-in Smart Money account; it tracks money but does not access bank-transfer rails.","blocked_missing_evidence":null,"confidence":"medium","displayed_risk":"high","evidence_completeness":"partial","manual_overall_risk":"high","official_sources":[{"accessed_at":"2026-10-10T20:24:37Z","url_or_path":"plutosecurity/plutonium@b749c8dc43536c794409be9805edd48063f045e2:app/data/conn/claudesec/e22af3ad-b20b-4dbc-baf3-fa19aa3d94e7.json","what_it_proves":"Candidate PR #125 record identity (name \"Smart Money\", publisher, type web_connector) and 27 stored tool names; no tool descriptions stored"},{"accessed_at":"2026-09-22T10:46:07Z","url_or_path":"https://api.anthropic.com/api/directory/servers?verified_tier=anthropic,partner,community (snapshot claude-directory-all-tiers-2026-09-22.json)","what_it_proves":"Official Claude Directory listing https://claude.ai/directory/e22af3ad-b20b-4dbc-baf3-fa19aa3d94e7: complete tool_names inventory (27 tools), remote streamable-http endpoint https://smart-money.ink/mcp, auth_posture auth_required, directory tier community"}],"primary_reason":"Smart Money can delete personal finance records, though it cannot move actual funds.","provisional_risk":null,"publication_recommendation":"accept","requires_runtime_verification":true,"review_key":"claude:e22af3ad-b20b-4dbc-baf3-fa19aa3d94e7","reviewed_at":"2026-10-10","reviewer_notes":"Reviewed all 27 tools.","risk_domains":{"arbitrary_network_access":"false","authz_ambiguity":"false","browser_control":"false","credential_or_admin_actions":"false","deletes_data":"true","deployment_or_infrastructure":"false","dynamic_hidden_actions":"false","filesystem_or_repo_access":"false","forwards_data_to_third_party":"true","modifies_data":"true","persistent_credentials":"true","prompt_injection_exposure":"true","provenance_uncertainty":"true","reads_private_data":"true","runs_code_or_queries":"false","sends_messages_as_user":"false","spends_or_moves_money":"false"},"tools_or_skills_reviewed":27,"tools_or_skills_total":27},"name":"Smart Money","needs_runtime_verification":true,"plutonium_url":"https://plutonium.pluto.security/detail.html?planet=claudesec&did=e22af3ad-b20b-4dbc-baf3-fa19aa3d94e7&utm_source=plutonium_analysis_skill&utm_medium=claude_skill&utm_campaign=connector_risk_assessment","privacy_policy_url":"https://smart-money.ink/privacy","provisional_risk":null,"publication_recommendation":"accept","publisher":"Azamat Kagarman","publisher_url":"https://smart-money.ink/","remote_url":"https://smart-money.ink/mcp","repository_url":"","risk":"high","risk_severity":"high","security_risks":[{"description":"This connector can permanently remove data or resources. 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Review findings: They change records but do not move real funds."}},{"description":"","name":"add_transaction","risk":{"category":"state_change","level":"medium","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can create, update, configure, or otherwise change connected resources. Review findings: They change records but do not move real funds."}},{"description":"","name":"create_account"},{"description":"","name":"create_budget","risk":{"category":"state_change","level":"medium","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can create, update, configure, or otherwise change connected resources. Review findings: They change records but do not move real funds."}},{"description":"","name":"create_category"},{"description":"","name":"create_tag"},{"description":"","name":"delete_account","risk":{"category":"destructive","level":"high","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can permanently remove data or resources. Review findings: This can erase bookkeeping history."}},{"description":"","name":"delete_budget","risk":{"category":"destructive","level":"high","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can permanently remove data or resources. Review findings: This can erase bookkeeping history."}},{"description":"","name":"delete_category","risk":{"category":"destructive","level":"high","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can permanently remove data or resources. Review findings: This can erase bookkeeping history."}},{"description":"","name":"delete_tag","risk":{"category":"destructive","level":"high","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can permanently remove data or resources. Review findings: This can erase bookkeeping history."}},{"description":"","name":"delete_transaction","risk":{"category":"destructive","level":"high","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can permanently remove data or resources. Review findings: This can erase bookkeeping history."}},{"description":"","name":"import_notifications","risk":{"category":"state_change","level":"medium","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can create, update, configure, or otherwise change connected resources. Review findings: They change records but do not move real funds."}},{"description":"","name":"list_accounts"},{"description":"","name":"list_budgets"},{"description":"","name":"list_categories"},{"description":"","name":"list_tags"},{"description":"","name":"list_transactions"},{"description":"","name":"preview_entry"},{"description":"","name":"preview_interest"},{"description":"","name":"preview_notifications"},{"description":"","name":"quick_add","risk":{"category":"state_change","level":"medium","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can create, update, configure, or otherwise change connected resources. Review findings: They change records but do not move real funds."}},{"description":"","name":"summary"},{"description":"","name":"update_account"},{"description":"","name":"update_budget"},{"description":"","name":"update_category"},{"description":"","name":"update_tag"},{"description":"","name":"update_transaction"}],"tools_count":27,"transport":"streamable-http","type":"web_connector","url":"https://claude.ai/directory/e22af3ad-b20b-4dbc-baf3-fa19aa3d94e7","uuid":"6108ac98-0caa-5c7a-b94e-883b51056034","verification_tier":"community","version":""},"query_key":"smart money","schema_version":1,"status":"match"}