{"generated_at":"2026-10-14T20:07:22+00:00","item":{"added_at":"2026-09-21","analysis_method":"independent_manual_review_2026-10-10","assessment_status":"provisional","auth_posture":"auth_required","category":"Web Connector","confidence":"medium","description":"Chat.co brings your configured experts and their knowledge into Claude. Ask questions, continue conversations, and open cited supporting documents. A Chat.co account with authorized experts and sufficient message credits is required.","did":"5c85e720-512a-457a-a298-407314aaaf95","documentation_url":"https://www.chat.co/docs/external-experts","editorial_description":{"extended_description":"Expert consultation uses the expert's normal message-credit rate; retrieval included in an answer has no separate search charge. Standalone document search costs 0.5 message credit and requires knowledge-read permission. Listing experts and fetching existing citations do not consume credits. OAuth access follows your account permissions.","schema_version":1,"summary":"Chat.co brings your configured experts and their knowledge into Claude.\nAsk questions, continue conversations, and open cited supporting documents.\nA Chat.co account with authorized experts and sufficient message credits is required."},"homepage_url":"","icon":"https://raw.githubusercontent.com/01-Atlas/chatco-experts/96337e3c0bb55a89529ca6e75f5d1588f94e1e36/assets/chatco-logo.png","id":"5c85e720-512a-457a-a298-407314aaaf95","installs":0,"last_scanned":"","license":"","long_description":"Expert consultation uses the expert's normal message-credit rate; retrieval included in an answer has no separate search charge. Standalone document search costs 0.5 message credit and requires knowledge-read permission. Listing experts and fetching existing citations do not consume credits. OAuth access follows your account permissions.","manual_assessment":"high","manual_review":{"all_findings":[{"evidence":"Description states consultations use normal message-credit rates and standalone searches cost 0.5 credit.","reasoning":"Paid-credit consumption is High.","risk_type":"financial_transaction","severity":"high","title":"Consumes Chat.co message credits","triggering_tools_or_skills":["consult_expert","search"]},{"evidence":"Tools access account-scoped experts and documents.","reasoning":"Private read access is Low.","risk_type":"private_data_read","severity":"low","title":"Reads expert answers and authorized knowledge","triggering_tools_or_skills":["consult_expert","fetch","search"]},{"evidence":"Remote hosted implementation is unpinned.","reasoning":"Runtime capability can drift.","risk_type":"provenance_uncertainty","severity":"low","title":"Hosted implementation is mutable","triggering_tools_or_skills":[]}],"assessment_status":"provisional","auth_and_scopes":"OAuth/account authorization required; exact scopes are not documented.","blocked_missing_evidence":null,"confidence":"medium","displayed_risk":"high","evidence_completeness":"partial","manual_overall_risk":"high","official_sources":[{"accessed_at":"2026-10-10T20:24:37Z","url_or_path":"plutosecurity/plutonium@b749c8dc43536c794409be9805edd48063f045e2:app/data/conn/claudesec/5c85e720-512a-457a-a298-407314aaaf95.json","what_it_proves":"Candidate PR #125 record identity (name \"Chat.co\", publisher, type web_connector) and 4 stored tool names; no tool descriptions stored"},{"accessed_at":"2026-09-22T10:46:07Z","url_or_path":"https://api.anthropic.com/api/directory/servers?verified_tier=anthropic,partner,community (snapshot claude-directory-all-tiers-2026-09-22.json)","what_it_proves":"Official Claude Directory listing https://claude.ai/directory/5c85e720-512a-457a-a298-407314aaaf95: complete tool_names inventory (4 tools), remote streamable-http endpoint https://mcp.chat.co/mcp, auth_posture auth_required, directory tier community"}],"primary_reason":"Chat.co expert consultations and document searches consume message credits.","provisional_risk":null,"publication_recommendation":"accept","requires_runtime_verification":true,"review_key":"claude:5c85e720-512a-457a-a298-407314aaaf95","reviewed_at":"2026-10-10","reviewer_notes":"All declared tool names were reviewed; schemas were unavailable.","risk_domains":{"arbitrary_network_access":"false","authz_ambiguity":"unknown","browser_control":"false","credential_or_admin_actions":"false","deletes_data":"false","deployment_or_infrastructure":"false","dynamic_hidden_actions":"false","filesystem_or_repo_access":"false","forwards_data_to_third_party":"true","modifies_data":"false","persistent_credentials":"true","prompt_injection_exposure":"true","provenance_uncertainty":"true","reads_private_data":"true","runs_code_or_queries":"false","sends_messages_as_user":"false","spends_or_moves_money":"true"},"tools_or_skills_reviewed":4,"tools_or_skills_total":4},"name":"Chat.co","needs_runtime_verification":true,"plutonium_url":"https://plutonium.pluto.security/detail.html?planet=claudesec&did=5c85e720-512a-457a-a298-407314aaaf95&utm_source=plutonium_analysis_skill&utm_medium=claude_skill&utm_campaign=connector_risk_assessment","privacy_policy_url":"https://www.chat.co/privacy-policy","provisional_risk":null,"publication_recommendation":"accept","publisher":"SA Cyber LLC","publisher_url":"https://www.chat.co/","remote_url":"https://mcp.chat.co/mcp","repository_url":"","risk":"high","risk_severity":"high","security_risks":[{"description":"This connector can spend money, consume paid credits, or change financially consequential resources. Review findings: Paid-credit consumption is High.","evidence":"Consumes Chat.co message credits: Description states consultations use normal message-credit rates and standalone searches cost 0.5 credit.","manual_risk_type":"financial_transaction","remediation":{"block_tool_categories":["financial"],"steps":["Set provider-side spending limits and require approval for every financial action.","Use a dedicated low-balance account and review transaction logs."]},"risk_type":"spends_money","severity":"high","title":"Consumes Chat.co message credits","triggering_tools":["consult_expert","search"]},{"description":"This connector can read information available to the connected account and return it to the AI. Review findings: Private read access is Low.","evidence":"Reads expert answers and authorized knowledge: Tools access account-scoped experts and documents.","manual_risk_type":"private_data_read","remediation":{"block_tool_categories":["data_exfiltration"],"steps":["Use a least-privilege account limited to the information required by the workflow.","Restrict folders, projects, tenants, and other data scopes wherever the provider allows it.","Review access logs for unexpected reads or bulk retrieval."]},"risk_type":"reads_private_data","severity":"low","title":"Reads expert answers and authorized knowledge","triggering_tools":["consult_expert","fetch","search"]}],"signature_status":"unknown","source_code_reviewed":false,"support_url":"support@chat.co","tags":["network_access","oauth_required","reads_private_data","spends_money","web_connector"],"tools":[{"description":"","name":"consult_expert","risk":{"category":"financial","level":"high","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can spend money, consume paid credits, or change financially consequential resources. Review findings: Paid-credit consumption is High."}},{"description":"","name":"fetch"},{"description":"","name":"list_authorized_experts"},{"description":"","name":"search","risk":{"category":"financial","level":"high","recommendation":"Follow the connector-level remediation and require approval for consequential actions.","why":"This connector can spend money, consume paid credits, or change financially consequential resources. Review findings: Paid-credit consumption is High."}}],"tools_count":4,"transport":"streamable-http","type":"web_connector","url":"https://claude.ai/directory/5c85e720-512a-457a-a298-407314aaaf95","uuid":"11acac96-60bc-57d1-a9a2-8f0f1c18629b","verification_tier":"community","version":""},"query_key":"sa cyber llc chat co","schema_version":1,"status":"match"}